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Loan Evaluation


highest quality

............................................ Standard &Poor's

Moody's ...................................................


high quality

................ Standard & Poor's
Moody's ......................

good quality

................ Standard & Poor's
Moody's ......................


medium quality

................ Standard & Poor's
Moody's ......................


speculative values

................ Standard & Poor's
Moody's .....................




very speculatively

................ Standard & Poor's

Moody's .......................



junk bonds

................ Standard & Poor's

Moody's .......................




Rating Agency - Standard und Poors.
Rating Agency - Moodys
Rating Agency - Fitch Rating Rating Agency - Coface




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